MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Find Your Home

ManufacturedModularMH Advantage

Pinehurst / 2509

Built by: KIT Custom Homebuilders
3
2
1600 ft²
26'8" x 60'0"
3 Bdr / 2 Bath / 1600 sqft. - Pinehurst 2509 is a great home to start your family, with plenty of living space. This home ...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2019

Built by: Marlette Homes
3
2
1280 ft²
26'8" x 48'0"
Value oriented smaller double section with big home features and conveniences including spacious living room, beautiful ki...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2021

Built by: Marlette Homes
3
2
1493 ft²
26'8" x 56'0"
Quality affordable family home available with optional fully integrated covered porch, ideal for relaxation and casual din...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2025

Built by: Marlette Homes
4
2
1814 ft²
26'8" x 68'0"
Skillfully crafted spacious family home with several customizable optional features including deluxe master bath with oval...
ManufacturedMH Advantage

Arlington / G560

Built by: Skyline Homes
3
2
1386 ft²
28'0" x 52'0"
G560
ManufacturedMH Advantage

Westridge / E903CT

Built by: Skyline Homes
3
2
1187 ft²
24'0" x 52'0"
E903CT
ManufacturedMH Advantage

Westridge / E920CT

Built by: Skyline Homes
3
2
1004 ft²
24'0" x 44'0"
E920CT
ManufacturedMH Advantage

Woodbridge / 7513

Built by: Skyline Homes
3
2
1610 ft²
28'0" x 60'0"
7513
ManufacturedMH Advantage

Woodbridge / 7517

Built by: Skyline Homes
3
2
1495 ft²
28'0" x 58'8"
7517
ManufacturedMH Advantage

Woodbridge / 7639

Built by: Skyline Homes
3
2
1770 ft²
32'0" x 58'0"
7639
ManufacturedMH Advantage

Ramada Value / 9017CT

Built by: Skyline Homes
2
1
900 ft²
24'0" x 40'0"
9017CT
ManufacturedMH Advantage

Majestic / 9588-S

Built by: Marlette Homes
3
2
2172 ft²
40'0" x 56'0"
Estate size home offers customizable options to meet individual family wants and needs including master bedroom retreat, o...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. The Housing Mart, Inc.™ reserves the right to make changes due to any changes in material, color, specifications, and features anytime without notice or obligation.