The Housing Mart would like to make sure that a member of our staff is available to spend the time necessary with each customer upon your visit to our sales center. In order for this to happen, we highly recommend calling ahead and setting up an appointment prior to visiting via (360) 740-4212. We appreciate all of our customers and look forward to meeting new home shoppers.

MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Find Your Home

ManufacturedMH Advantage

Majestic / The Saint Helens 9588-S

Built by: Marlette Homes
3
2
2172 ft²
40'0" x 56'0"
Estate size home offers customizable options to meet individual family wants and needs including master bedroom retreat, o...
ManufacturedMH Advantage

Majestic / The Rainier 9596-S

Built by: Marlette Homes
3
2
1862 ft²
26'8" x 70'0"
Quality built and flexibly designed customizable family home features spacious living room open to beautiful modern kitche...
ManufacturedMH Advantage

Majestic / The McKinley 9585-S

Built by: Marlette Homes
3
2
2761 ft²
40'0" x 70'0"
Beautifully crafted and skillfully designed sprawling estate size home features spacious living room and dining room with...
ManufacturedMH Advantage

Majestic / The Everest 9584-S

Built by: Marlette Homes
3
2
2289 ft²
40'0" x 57'4"
Beautiful estate size home features optional covered porch expanding indoor/outdoor space ideal for relaxation and casual ...
ManufacturedModularMH Advantage

Pinehurst / 2511

Built by: KIT Custom Homebuilders
3
2
1813 ft²
26'8" x 68'0"
2511
ManufacturedMH Advantage

Schult / FWK 2860

Built by: Schult Homes
3
2
1600 ft²
26'8" x 60'0"
FWK 2860
ManufacturedMH Advantage

Schult / FWK 2856-B

Built by: Schult Homes
3
2
1493 ft²
26'8" x 56'0"
FWK 2856-B
ManufacturedMH Advantage

Schult / FWK 2848

Built by: Schult Homes
3
2
1280 ft²
26'8" x 48'0"
FWK 2848
ManufacturedMH Advantage

Schult / FWK 2848-C

Built by: Schult Homes
3
2
1280 ft²
26'8" x 48'0"
FWK 2848-C
ManufacturedMH Advantage

Schult / FWK 2872

Built by: Schult Homes
4
2
1920 ft²
26'8" x 72'0"
FWK 2872
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2028

Built by: Marlette Homes
4
2
2100 ft²
30'0" x 70'0"
2028
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. The Housing Mart, Inc.™ reserves the right to make changes due to any changes in material, color, specifications, and features anytime without notice or obligation.