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MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Find Your Home

ManufacturedMH Advantage

Marlette Special / 2848-MS-52FT

Built by: Marlette Homes
3
2
1382 ft²
26'8" x 52'0"
Skillfully designed mid/size family home with well proportioned room sizes and lots of open living spaces including spacio...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2017

Built by: Marlette Homes
3
2
1280 ft²
26'8" x 48'0"
Affordable customizable family home available with fully integrated covered porch ideal for indoor/outdoor casual dining a...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2022

Built by: Marlette Homes
3
2
1493 ft²
26'8" x 56'0"
Homeowner preferred family floor plan with master bedroom suite privately located away from guest bedrooms at the opposite...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2023

Built by: Marlette Homes
3
2
1493 ft²
26'8" x 56'0"
Well designed quality midsize dual section home features spacious living room open to large bright modern island kitchen a...
ManufacturedModularMH Advantage

Grand Manor / 6013-1C

Built by: KIT Custom Homebuilders
3
2.5
2756 ft²
44'3" x 78'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedModularMH Advantage

Pinehurst / 2506 with Tag

Built by: KIT Custom Homebuilders
4
2
2598 ft²
29'6" x 73'4"
Beautifully crafted and skillfully designed expansive family home features impressive spacious high ceiling living room wi...
ManufacturedModularMH Advantage

Grand Manor / 6012-3

Built by: KIT Custom Homebuilders
3
2
2429 ft²
40'0" x 64'0"
Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorative legs and walk in pantry. H...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2006

Built by: KIT Custom Homebuilders
2
2
1494 ft²
26'8" x 56'0"
Spacious and open living room and dining room. Raised snack bar into kitchen. Home can easily have its third bedroom conve...
ManufacturedMH Advantage

Schult / FWK 2856

Built by: Schult Homes
3
2
1493 ft²
26'8" x 56'0"
FWK 2856
ManufacturedModularMH Advantage

Grand Manor / 6013

Built by: KIT Custom Homebuilders
3
2.5
2756 ft²
40'0" x 70'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedMH Advantage

Marlette Special / The Elite Farmhouse 3066

Built by: Marlette Homes
3
2
1980 ft²
30'0" x 66'0"
The Elite Farmhouse 3066
ManufacturedModularMH Advantage

Cedar Canyon LS / 2032-2

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 56'0"
Cedar Canyon LS 2032-2 3 Bdr / 2 Bath / 1280 sqft. - Home has great snack bar from kitchen into dining room. Large living ...
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. The Housing Mart, Inc.™ reserves the right to make changes due to any changes in material, color, specifications, and features anytime without notice or obligation.